U-Token 6.0

Union Bank of India ❘ Freeware ❘
Android

U-Token: A Secure Gateway to Digital Banking

Pete Milner

03/28/2025

U-Token by Union Bank of India offers robust security for online transactions, providing customers with a seamless banking experience backed by advanced authentication features.

U-TOKEN is a convenient Two-Factor Authentication solution for the Union Bank of India Internet Banking platform.

U-TOKEN is an application that generates One-Time Passwords (OTPs) to authorize logins and transactions on the Union Bank of India Internet Banking portal. Please note that an internet connection is required for the application to function.

Registration Process:

Login to your Union Bank of India Internet Banking account. Proceed to Personal Security Settings, select U-Token, and complete the registration process within the Internet banking platform.
Upon successful registration, you will receive a confirmation SMS on your registered mobile number. Download and install the U-Token app on your mobile device. Tap on "New User? Register Here" within the app and complete the registration process.
Login to your Union Bank of India Internet Banking account again and enable U-Token services under Personal Security Settings, select U-Token, and proceed to Step2 to enable U-Token.
From now on, U-Token will serve as the Two-Factor Authentication method instead of OTP for authorizing your Internet Banking transactions.
For users with view facility, navigate to General Services, select Service Requests, and proceed to Step1: U-Token Registration.

Download U-TOKEN now for a hassle-free OTP service independent of mobile network service providers. Never again miss a transaction or wait for undelivered OTPs via SMS. Download Union Bank of India U-Token now.

(PLEASE NOTE: PRESENTLY THIS SERVICE IS AVAILABLE ONLY FOR INTERNET BANKING USERS)

Overview

U-Token is a Freeware software in the category Business developed by Union Bank of India.

The latest version of U-Token is 6.0, released on 02/03/2024. It was initially added to our database on 02/03/2024.

U-Token runs on the following operating systems: Android.

U-Token has not been rated by our users yet.

Pros

Secure transactions using blockchain technology.
Provides a seamless digital payment experience.
Offers lower transaction fees compared to traditional banking services.
Supports instant fund transfers, enhancing liquidity for users.
Backed by a reputable financial institution (Union Bank of India).
Easy to use mobile application, suitable for all user levels.
Enables access to various financial products and services.

Cons

Limited acceptance at merchants compared to traditional payment methods.
Dependency on internet access for transactions.
Potential concerns regarding regulatory changes impacting cryptocurrency applications.
Users may face a learning curve if unfamiliar with digital wallets or cryptocurrencies.
Security risks associated with online banking and mobile applications.
Exposure to the volatility of cryptocurrency values if applicable.

FAQ

What is U-Token?

U-Token is a two-factor authentication device introduced by Union Bank of India to enhance the security of online banking transactions.

How does the U-Token work?

The U-Token generates a unique one-time password (OTP) that is required to complete transactions, adding an extra layer of security.

Is U-Token mandatory for online banking?

Yes, using U-Token is mandatory for certain high-value transactions and for accessing various online banking services.

How can I obtain a U-Token?

You can obtain a U-Token by visiting your nearest Union Bank of India branch. You will need to fill out a form and provide identification.

Is the U-Token device rechargeable?

Yes, the U-Token device is battery-operated and comes with a replaceable battery.

What should I do if I lose my U-Token?

Immediately report the loss to Union Bank of India customer service to prevent unauthorized transactions. A replacement can be issued.

Does U-Token work with other banks?

No, the U-Token is designed specifically for use with Union Bank of India's online banking services.

Can I use U-Token while traveling abroad?

Yes, you can use U-Token internationally as long as you have access to your bank account online.

Can I use a smartphone app instead of a physical U-Token?

Union Bank offers a mobile banking application that may include OTP generation features, but the physical U-Token is still required for specific transactions.

Are there any fees associated with obtaining a U-Token?

There may be a nominal fee or deposit required when obtaining a U-Token, which can vary by branch. It's best to check with your local branch for exact details.

Pete Milner

I'm Pete, a software reviewer at UpdateStar with a passion for the ever-evolving world of technology. My background in engineering gives me a unique insight into the intricacies of software, allowing me to provide in-depth, knowledgeable reviews and analyses. Whether it's the newest software releases, tech innovations, or the latest trends, I'm here to break it all down for you. I work from UpdateStar’s Berlin main office.

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