6.0 Safe to install
U-TOKEN is a convenient Two-Factor Authentication solution for the Union Bank of India Internet Banking platform.
U-TOKEN is an application that generates One-Time Passwords (OTPs) to authorize logins and transactions on the Union Bank of India Internet Banking portal. Please note that an internet connection is required for the application to function.
Registration Process:
- Login to your Union Bank of India Internet Banking account. Proceed to Personal Security Settings, select U-Token, and complete the registration process within the Internet banking platform.
- Upon successful registration, you will receive a confirmation SMS on your registered mobile number. Download and install the U-Token app on your mobile device. Tap on "New User? Register Here" within the app and complete the registration process.
- Login to your Union Bank of India Internet Banking account again and enable U-Token services under Personal Security Settings, select U-Token, and proceed to Step2 to enable U-Token.
- From now on, U-Token will serve as the Two-Factor Authentication method instead of OTP for authorizing your Internet Banking transactions.
- For users with view facility, navigate to General Services, select Service Requests, and proceed to Step1: U-Token Registration.
Download U-TOKEN now for a hassle-free OTP service independent of mobile network service providers. Never again miss a transaction or wait for undelivered OTPs via SMS. Download Union Bank of India U-Token now.
(PLEASE NOTE: PRESENTLY THIS SERVICE IS AVAILABLE ONLY FOR INTERNET BANKING USERS)
Contact us at: utoken.support@unionbankofindia.bank
Overview
U-Token is a Freeware software in the category Business developed by Union Bank of India.
The latest version of U-Token is 6.0, released on 02/03/2024. It was initially added to our database on 02/03/2024.
U-Token runs on the following operating systems: Android.
U-Token has not been rated by our users yet.
Pros
- Secure transactions using blockchain technology.
- Provides a seamless digital payment experience.
- Offers lower transaction fees compared to traditional banking services.
- Supports instant fund transfers, enhancing liquidity for users.
- Backed by a reputable financial institution (Union Bank of India).
- Easy to use mobile application, suitable for all user levels.
- Enables access to various financial products and services.
Cons
- Limited acceptance at merchants compared to traditional payment methods.
- Dependency on internet access for transactions.
- Potential concerns regarding regulatory changes impacting cryptocurrency applications.
- Users may face a learning curve if unfamiliar with digital wallets or cryptocurrencies.
- Security risks associated with online banking and mobile applications.
- Exposure to the volatility of cryptocurrency values if applicable.
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